Financing Options

Option 1: HERO

Comfort, efficiency, and savings. - You can have it all.

HERO is the smart way to finance your home renovation

  • Approvals are primarily based on your home equity
  • Check your home’s eligibility without a credit application

We are live in the St. Louis metro area! Now, more homeowners will be able to lower their utility bills by making energy-efficient upgrades through the HERO Program.

By partnering with local governments, we've made energy and water efficiency upgrades more affordable for homeowners like you.

  • Up to 25-year terms
  • Borrow up to 15% of home's value
  • Competitive, fixed rates

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RBF 300X250Option 2: RedBrick

When Your Home Needs a Hand®
Purchases Based On Need, Not Budget.


RedBrick helps homeowners make purchases based on need, not budget. That’s how we help you find the best, most efficient solutions.


Typically, HVAC systems are surprise purchases, which makes budgeting for them extra challenging. RedBrick payment solutions provide you with low monthly payments that you can manage within the restrictions of your regular cash flow. By not depleting cash reserves, you are better prepared for real emergencies.


Homeowners have several options when making large purchases: depleting cash reserves, borrowing from the bank or using their credit card, which typically comes with an unmanageable 19%-29% interest. RedBrick’s home improvement payment solutions enable you to pay out your loan when it best suits your budgets.

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Option 3: Synchrony

Savings and Purchase Empowerment in your hands.

Today’s purchase. Tomorrow’s dreams. Our products bring together competitive rates and loyalty benefits for great ways to spend and save. We work with retailers and healthcare providers nationwide to give you flexible spending options, whether it’s for your home, your health, or just for fun. Our savings accounts offer award-winning rates, plus perks that accumulate over time. We’ll help you feel in charge of your finances, and great about your purchases.

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Option 4: Benji

Benji financing offers ZERO percent financing for 6- and 12-month terms and affordable rates for up to 10 years!

Financing Made Easy

  • Project financing from $2.000 - $50,000
  • Low, competitive dealer costs
  • Funding within 48 hours of project completion

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HomeAdvisor Elite Service Pro - Swiss Air Heating & Cooling, LLC
Swiss Air Heating & Cooling, LLC is a HomeAdvisor Top Rated Pro
HomeAdvisor Screened & Approved

Our Service Area

We are proudly serving the heating and cooling needs of the people in and around St. Charles county and St. Louis county areas; including Hazelwood, Florissant, Bridgeton, Chesterfield, Ballwin, Maryland Heights, St. Charles, St. Peters, O'Fallon, Wentzville and Lake St. Louis.

Contact Information

Swiss Air Heating & Cooling
211 E Elm St
O'Fallon, MO 63366


Swiss Air Heating & Cooling GPS Directions

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